Government loan products

FHA  loan

This program is the best choice for those who are looking to minimize their down payment during the closing deal. Unlike Conventional loans FHA provides you with opportunities to make your down payment as low as 3.5% for different types of properties.

A family member monetary gift or sometimes even a charity’s donation can be used as a down payment for FHA program.

  • ·       No appraisal is needed to apply for streamline refinance FHA program
  • ·       Up to 6% of closing costs can be contributed by the seller. 

VA loan

We are proud to offer Veteran’s Affair Loan Program for Veterans, Active Duty military and Members of the Reserves. In some cases, a surviving spouse can be also eligible for this program.

  • No down payment available
  • No mortgage insurance available
  • Adjustable rates with 5 year fixed
  • 10, 15, 30 years with fixed rate