Loan Officer and Branch Managers (Entry Level or Experienced)
Employment Type: Full Time
Base pay: Commission + Bonus
The Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and sells
A & D Mortgage products to meet established loan quality and production goals. In this on-going sales role, the
Mortgage Loan Officer continually identifies, develops and maintains a quality network of business relationships
that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer’s
network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other
valuable referral sources, and is enhanced by the Mortgage Loan Officer’s regular participation in business related
development opportunities, community efforts to promote homeownership and professional organizations.
The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from
other A & D channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and
credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines,
and gather any additional required information. The MLO ensures exceptional customer service by maintaining
thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a
commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA
Develops and maintains successful relationships with business referral sources, existing and prospective A & D
Mortgage Prospects and new mortgage lending opportunities. Meets with customers as necessary during various
stages of the loan process. Utilizes A & D training materials, reference tools and other resources to provide
accurate and up-to-date loan program/policy information to both external customers and internal business partners.
Provides complete loan applications to sales manager. Ensures exceptional customer experience by overseeing
loan process from origination to close and providing on-going communication to customers and business partners.
Achieves production goals as established by A & D Mortgage. Oversees and ensures successful completion of all
assigned Mortgage Loan Officer Training activities.
Strong computer skills including a fundamental understanding of MS applications, database management and
previous experience utilizing laptop technology for communication purposes including accessing rate, credit and
loan status information.
Solid time management skills and the ability to organize prioritize and perform multiple tasks simultaneously. Ability
to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. Ability to analyze
and comprehend complex financial data and provide financial alternatives. Professional and effective interpersonal
Enthusiasm for assignments and the ability to meet established timelines.
Training provided: Yes
Main Area of Employment: State of Florida